Professionals could help get the lowest rate mortgage?
I'm planning to buy a home. So, I have been in search of the best mortgage for the last two months. When I searched on the internet, I could find the different type of mortgages like fixed-rate, variable-rate and hybrid. All mortgages are having some advantages and at the same time some disadvantages too. So, I'm confused about choosing one!
My credit history is something fair and I have a good monthly income. As this is my first mortgage, I don't have any other liabilities. So, I'm confident about the eligibility criteria and pre-approval. But, still confused about the scheme to choose. My plan was to approach a lender directly for a mortgage.
But, one of the professionals have mentioned, they could help us provide the lowest rate mortgage in Alberta( http://www.canadamortgagedirect.com/interest-rates/ ). What's your opinion on consulting such a professional to get a mortgage? Do they really help us get the best?