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Have anyone here approached this debt consolidation services?

Hey,
I'm a homemaker and have two children. My kids are very naughty.
I started a small daycare center for the little kids. For the construction purposes, I have taken a mortgage. Also, we took a loan for our home renovation.
Now, I'm planning for consolidating my debts. I shared this idea to one of my friends and she suggested me to approach this debt consolidation services( http://www.billfixer.com/locations/debt-consolidations-bankruptcy-services-mississauga-ontario/ ). Does anyone here has approached them earlier? If yes, please do share your experience.

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